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  APR or Flat Rate Loan Repayment Calculator
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This calculator provides a method of comparing compound and flat rates of interest. Flat rates of interest are often used in illustrations because they appear lower than the APR but are in actual fact more expensive. For example, an APR of 7.8% represents a better value than a flat rate of 5%. Includes comments

Loan Details Compound (APR) Flat Rate Calculate Both